Senior FinancialConcierge ServicesMenu
Can I afford
senior living?
Understand the costs—and what they would mean for your household.
$500 per household
A community’s monthly price is only part of the picture. We help compare your current income and expenses with written community costs, see which bills would change, and identify questions about any monthly funding gap. You leave with a clearer cost picture and practical next steps to discuss with your family and qualified professionals.
What would change in your monthly budget?
For one household considering a move, we compare available financial information with written costs from up to two communities.
- Income and today’s expenses: summarize current income, household bills, and recurring obligations from the information you provide.
- Expenses that go away or continue: identify costs included in the community fee and household bills that may remain after the move.
- The full quoted cost: record included services, additional fees, deposits, one-time move costs, and possible overlapping expenses while two households are being maintained.
- The monthly difference: show the difference between current income and expected expenses using the available figures, with assumptions and unknown charges clearly identified.
- A concise written cost summary: bring the comparison, missing information, questions, and next steps together in one place.
- A review meeting and follow-up: walk through the figures with you and the people you authorize, then address one follow-up round within 30 days after the review meeting.
A defined project, built around your household.
One household, an introductory working session, review of available records and written quotes from up to two communities, a written readiness summary, and a review meeting. One follow-up round addresses corrections or newly supplied information within 30 days after that meeting.
The standard defined scope is $500 per household. We confirm the scope and fee before work begins. Additional community comparisons, extensive record reconstruction, and ongoing coordination are quoted separately.
Existing Family Ready materials can provide a starting point. You do not need to purchase Family Ready first. We identify any overlapping work when agreeing on a combined engagement.
“How could I make this work?”
Start with the questions behind the numbers: clarify unknown charges, confirm what each fee includes, and compare the options under consideration. If expected expenses exceed current income, we organize questions about that gap for your financial advisor or other qualified professional.
- Talk through your situation. Discuss the communities you are considering, your timing, and the cost questions worrying you most.
- Agree on the work. Confirm the fee, limits, participants, permissions, and schedule.
- Compare the figures. Review available income and expense information alongside community quotes, recording the source and date of costs and flagging unknowns.
- Make the next conversation easier. Review your written cost summary, identify charges to confirm, and prepare questions about any funding gap for the appropriate professionals.
- Follow up. Address one round of corrections or newly supplied information within 30 days after the review meeting.
Support before, during, and after a move.
Prepare with Family Ready
Organize your broader information and establish a system trusted helpers can use. Explore Family Ready.
Navigate with Transition Assistance
Additional Transition Assistance is quoted separately for practical administrative support carrying out a move or life change. If you need both readiness and transition assistance, we agree on the combined scope and fee to account for overlapping work. View Transition Assistance.
Manage with ongoing support
Keep bills, records, and everyday responsibilities on track afterward. Compare Essential and Concierge Support.
A clearer comparison for your decisions.
This is a defined cost review, not a determination that a move is affordable or that funds will last. Your qualified professionals can help evaluate longer-term affordability and funding choices. SFCS provides administrative support, not legal, tax, investment, insurance, medical, or financial-planning advice. Confirm community fees and services directly with the community; information is shared only with authorization.
For professionals: See when to introduce SFCS.
Let’s talk about the move you are considering.
You do not need to gather all your records before we talk. Start with a complimentary conversation about the costs you are considering and the questions you would like help understanding.