Senior FinancialConcierge ServicesBring important information into a practical system you and the people you trust can understand. Choose the level of guided help that fits your household.
Talk about your family’s needsBoth packages include the complete 14-folder file box and an Everplans digital vault, and cover one household, including both spouses. Ongoing support is optional.
See what belongs in all 14 folders →
| Included support | Family Ready | Family Ready 360° |
|---|---|---|
| Household price | $500, including both spouses | $1,500, including Family Ready and both spouses |
| Physical system | Complete box with 14 labeled color-coded folders | Complete box with 14 labeled color-coded folders, comprehensively organized with guidance |
| Emergency and financial continuity | First folder: contacts and document locations for a short ER or hospital stay. Second folder: account and bill summaries, household cash-flow map, and ongoing-help arrangements. Separate Take to Hospital sheets stay at the front of the box. | Everything in Family Ready, integrated with your broader financial, legal, household, and personal information |
| Guided organization | the first folder for a short ER or hospital stay, the second for ongoing financial and household responsibilities, the third for financial accounts, ownership, beneficiaries and a dated net worth snapshot, plus one additional folder you choose. Complete the remaining folders yourself or arrange further help. | Comprehensive guided organization across all 14 folders, selected scanning, and documented follow-up |
| Everplans digital vault | Basic setup and essential orientation for each spouse, with limited selected-document upload assistance | Selected information and documents organized with original-document locators and sharing preferences |
| Meetings and target timing | Two meetings, with organization work between them; target 2–3 weeks | 4–6 meetings; target 8–12 weeks |
| Financial Accounts | Account titling and beneficiary records, plus a dated net worth statement | The foundation integrated with broader records and follow-up |
| Helper handoff | Tested helper walkthrough, written unresolved items, and a life-change update checklist | Family/deputy walkthrough of the comprehensive system and documented follow-up |
| Beneficiary Check and Follow-Up | Current primary/contingent records; missing, deceased, or outdated names flagged; action owner and follow-up; professional advice for choices | Deeper coordination involving ownership and the estate plan with your qualified professionals |
| Digital Readiness | Basic scam education, secure access/recovery instructions and optional EverSafe introduction when Digital Life & Password Instructions is your chosen additional folder | Guided help with up to four core accounts; the work and time needed are agreed case by case. Includes recovery information, MFA, supported legacy contacts, basic spam-call settings and junk-mail reduction guidance. Extra or complex work is quoted separately. |
Already have Family Ready? Upgrade to Family Ready 360° for $1,000.
Timing depends on your pace, availability, records and outside follow-up.
Family Ready is not a required separate purchase before choosing 360°.
Ongoing bill payment, claims disputes, and estate administration are separate from these one-time packages.
Paper records stay easy to find at home. Selected copies, contacts and instructions in your Everplans digital vault connect to the locations of originals.
Keep a separate sheet for each person at the front, with emergency contacts, medication and allergy information, care-team contacts, and a healthcare directive locator. Review medical information with the appropriate healthcare professional and keep the sheet current.
Immediately behind the hospital sheets, this guide covers an ER visit or a hospital stay of a couple of days: who to call, where papers and digital records are kept, which folder to open next, and first steps for authorized helpers. For ongoing help, use the second folder.
The Family Action Guide for ongoing help when you can no longer manage things yourself: account and bill summaries, monthly income and cash flow, decision-makers, family next steps, pet and household care, transport, daily support, and backup arrangements.
An inventory of accounts, ownership and beneficiary records, statements and retrieval instructions, plus a dated net worth statement.
Working bills, payment evidence, statement-retrieval and authorized-access instructions, and unresolved questions. The master bill list and cash-flow overview stay in Second folder.
Tax returns, supporting records, preparer contacts, notices, and outstanding follow-up items.
Non-health insurance policies, premiums, renewal dates, beneficiary records, and claim information. Health coverage belongs in Seventh folder.
Care information, health coverage, medical bills, explanations of benefits, and Medicare notices. Keep medical information current with the appropriate healthcare professional.
An inventory of estate documents, locations of signed originals, named representatives, and instructions from your attorney.
Authority documents, agents and alternates, institution-specific submissions, and authorized-access arrangements.
Wishes, arrangements, practical next steps, an action log, and the master list of people and organizations to notify after a death.
Ownership, mortgage and loan records, property taxes, household services, maintenance, and instructions for caring for the home during an absence.
Ownership, loans or leases, title locations, renewals, maintenance records, and instructions for securely locating keys.
Your everyday directory of family, professional, healthcare, and household contacts. The after-death notification list belongs in Tenth folder.
An account inventory, secure credential-location and recovery instructions, approved helper arrangements, and basic scam education.
These presentation graphics illustrate the system; they are not photographs of a client’s records.
Your money, decisions, and original documents remain yours. We agree on who may receive information and what each person is authorized to do. Separate Everplans digital vaults let spouses choose their own sharing preferences. We help set up access for the people you authorize.
Paper-only support is welcome. The included digital vault is available when you choose to use it.
Whether you are nearby or helping from a distance, you can join the conversation and walkthrough with your parents’ permission. We start with their priorities and agree on how to keep the information current.
With you present and controlling your credentials, Digital Readiness reviews recovery phone/email and multifactor authentication (MFA), and helps with supported recovery or legacy-contact setup.
The roadmap records where access information is kept and how an authorized person can obtain it securely. It does not display passwords, master passwords, Social Security numbers, or full account numbers. Keep passwords in your agreed secure system, not on an openly accessible list.
The roadmap does not authorize transactions or create legal authority. Legal authority and provider access are arranged separately, following each provider’s authorized process.
$300/month
Up to 5 active personalized reminders, with SFCS-paid EverSafe Plus.
$500/month
Up to 20 active personalized reminders, more hands-on administration, and SFCS-paid EverSafe Gold.
Choose reminders by text, email, monthly report, or a combination, for you or approved recipients. We agree on tasks, permissions, review frequency, and cost before work begins.
Included monitoring: there is no additional EverSafe subscription charge. Relevant alerts are reviewed during scheduled financial reviews, with additional response-coordination assistance under Concierge Support. SFCS does not provide 24/7 human monitoring.
Separately scoped services can help with senior living, illness, death, a move, or downsizing: organizing records, tracking bills, documents, tasks and expenses, and coordinating with authorized family, the executor, attorney, and accountant. These services may require a separately priced engagement.
A narrowly defined limited financial POA may be individually arranged when appropriate, subject to attorney-prepared or reviewed documents, proper authorization, insurance, and institutional acceptance. POA authority does not continue after death.
Ongoing bill payment requires written authorization and the agreed approval policy. SFCS provides administrative support and does not serve as executor or provide legal, tax, investment, or insurance advice.
View services and monthly plansWayne Creef | (757) 815-6453 | wayne@seniorfinancialconcierge.com